ALERT: Demand Chase Stop Auction of Baful Home

Update: JP Morgan Chase has postponed the foreclosure auction of the Baful home until March 1, 2013. Please continue the calls and emails to request cancellation of the auction and a fair deal loan modification so the Baful family can remain in their home.


acce.foreclosure.romeo-bafulJP Morgan Chase is planning to sell Romeo Baful’s home at a foreclosure auction on January 28, 2012.

Please take action to help Romeo, as well as his mother and his daughter:

  1. Call and email Chase with the following message:
    • Jamie Dimon, CEO, +1 212-270-1111
    • Peter Barker, California Chair, +1 888-342-6441

     
    Sample email:

    To: Jamie.Dimon@chase.com, executive.office@chase.com, peter.barker@chase.com
    Cc: action@occupytheauctions.org
    Subject: Stop Auction of Baful Home (Loan #1835186059)

    Please postpone the foreclosure auction of Romeo Baful’s home at 1352 Quesada Avenue in San Francisco (loan #1835186059) and offer him a fair deal loan modification. Romeo has lived for more than 20 years in the home he shares with his 82-year-old mother and 7-year-old daughter. A single father, he works part-time as a home care provider after getting laid off from his job due to budget cuts two years ago. In July, Chase approved a trial modification but, after several months payments, denied a permanent loan modification and set a date of January 28 to sell of the Baful home at a foreclosure auction.

    Sincerely,

    your name

  2. 9:00am on Monday, January 28, come protest at a Chase bank branch, Mission Street at 21st Street, San Francisco (please bring signs, banners, and whistles)
     
  3. 1:45pm on Monday, January 28, come protest at the foreclosure auction at City Hall, 400 Van Ness Ave, San Francisco (auction may start promptly at 2pm, please bring signs, banners, and whistles).

acce.foreclosure.romeo-baful-and-family

For updates and this action alert: http://occupytheauctions.org/wordpress/?p=7496/

Foreclosure and Eviction Fighter Profile: David Lewis

David Lewis lives near Kezar Stadium in San Francisco with his wife and two children. The family pursued a loan modification from Wells Fargo when payments became difficult due to an injury David’s wife sustained working as a flight attendant, which reduced the family’s income by 40 percent. Wells Fargo denied the loan modification due to the reduction in income, then encourage the Lewis family to apply for another loan modification. However, they dual tracked the Lewis’ and sold their home at a foreclosure auction during the loan modification negotiations, a practice that will be illegal starting January 1, 2013, due to the California Homeowner Bill of Rights. David and his family want to remain in their home, so they are demanding that Wells Fargo rescind the sale of their home and offer them a fair deal loan modification based on current family income.

Video of David Lewis speaking at December 6, 2012, Occupy Our Homes Wells Fargo Bayview branch action:

Occupy Wells Fargo Headquarters to Save the Faulks Home

Supporters of Foreclosure and Eviction Fighter Larry Faulks gathered at the Wells Fargo headquarters in downtown San Francisco on October 30, 2012, to demand that Wells Fargo rescind the sale of the Faulks home to DMG Asset Management and offer Larry a fair deal loan modification. Larry and his brother are elderly and disabled and don’t deserve to be thrown to the curb after Wells Fargo illegally sold their home at auction while negotiating a loan modification with them (a practice called “dual tracking”). The group also voiced support for Bernetta Adolph of San Francisco, Jacqueline Barber of Georgia, and Ana Casas Wilson in Los Angeles, California, all of whom Wells Fargo is trying to evict.

The group presented more than five hundred signatures to a representative of the bank who accepted them on behalf of Wells Fargo Community Relations Director Brenda Wright and Wells Fargo CEO John Stumpf.

The action was organized by Occupy Noe, Occupy Bernal, and the Alliance of Californians for Community Empowerment (ACCE) with participation from the Occupy Direct Action Workgroup (DAWG) and Community Not Commodity.

ALERT: Demand Deutsche Bank Stop Eviction of William Bailes and Caregiver Gigi Ellis

Update as of October 8, 2012: Deutsche Bank has agreed to postpone the eviction of William Bailes and Gigi Ellis in order to hopefully come to a mutually agreeable solution, so we have postponed the October 9 protest and all phone calls and emails for the action alert.


Deutsche Bank has pursued a protracted battle to evict disabled renter William Bailes and his niece, caregiver, and homeowner Gigi Ellis from their Bernal home in San Francisco. Bill and Gigi want to remain in their home, where Bill’s doctor says he must remain to receive the nearly round-the-clock care he requires for life-threatening illnesses including hepatitis C, interstitial lung disease, and pulmonary fibrosis, which has him on an oxygen tank.

The eviction is scheduled for Wednesday, October 10.

Please take action to help the Bill and Gigi:

1) EMERGENCY RALLY
When: 9:00am on Tuesday, October 9
Where: Deutsche Bank office, 101 California Street at Davis Street, San Francisco (one to two blocks from Embarcadero BART station)

2) Call and email Deutsche Bank with the following message:

* Seth Waugh, CEO, +1 212-250-5646 or main line +1 212-250-2500

* Jeffrey Ruiz, Director, +1 212-250-3667

* Duncan King, Head of Press & Media Relations, +1 212-250-4864

* Randall Naiman, Eviction Attorney for Deutsche Bank, +1 858-535-4808

Sample messsage:

To: seth.waugh@db.com, jeffrey.ruiz@db.com, duncan.king@db.com, info@naimanlaw.com
Cc: action@occupytheauctions.org
Subject: Stop the Eviction of William Bailes and Caregiver Gigi Ellis at 433 Nevada Street in San Francisco

Please stop the eviction of disabled renter William Bailes and his niece, caregiver, and homeowner Gigi Ellis from their home at 433 Nevada Street in San Francisco. Bill and Gigi want to remain in their home, where Bill’s doctor says he must remain to receive the nearly round-the-clock care he requires for life-threatening illnesses including hepatitis C, interstitial lung disease, and pulmonary fibrosis, which has him on an oxygen tank. The eviction is scheduled for Wednesday, October 10.

Gigi Ellis was in negotiations for a loan modification from Washington Mutual (which took over the loan from Long Beach Mortgage and was later acquired by JP Morgan Chase) when Deutsche Bank foreclosed on the home without Gigi’s knowledge. Please stop the eviction and negotiate with Bill and Gigi so that they can obtain a loan modification or have a third party purchase the home so they can remain in their home.

Please don’t put disabled people out on the streets.

3) Please mark your calendars for possible eviction defense on Wednesday, October 10.

For updates and this action alert: http://occupytheauctions.org/wordpress/?p=4873

Occupy Senior and Veteran Evictions and Foreclosures in San Francisco (Occupy Anniversary)

Elderly Foreclosure and Evictions Fighters from the San Francisco Bay Area held a press conference at 12:00 noon on Monday, September 17, at the San Francisco War Memorial Building at 401 Van Ness Avenue. MC Archbishop Franzo King, of the St. John Coltrane Church, kicked off the event by describing and analyzing his own foreclosure situation with Wells Fargo bank and the plight of seniors, veterans, and disabled folks preyed upon by the banks.

92-year-old disabled Navy veteran Robert Moses spoke about the multiple attempts he made to obtain a fair deal loan modification from loan servicer Homeward Residential (formerly American Home Mortgage) and from loan owner Deutsche Bank for his Visitacion Valley home where he has lived since 1972.

Don and Tina Baird spoke about their struggle to hold on to the home in Redwood City they purchased in 1966. Don served in the US Coast Guard in the Pacific, and will turn 90 this month. They face a foreclosure auction scheduled for September 24. He has heart surgery on September 27.

Benjamin Reed, Jr., spoke on his father’s behalf about a similar struggle with the bank. Benjamin Reed, Sr., was a Tuskegee Air Man. He and his wife Irma have lived Twin Peaks for 27 years.

Finally, senior Alfred Richardson talked about the bank’s auction of his home at the War Memorial Building last Tuesday.

After some rousing speeches from Archbishop King and Grace Martinez of ACCE, the press took individual interviews and much of the crowd marched over to the nearby JP Morgan Chase bank branch at 500 Van Ness Ave.

Oakland and San Francisco Foreclosure and Eviction Fighters Stand Up to Slumlord Fannie Mae

On Thursday, September 13, 2012, Foreclosure and Eviction Fighters — both tenants and homeowners — and supporters from the Alliance of Californians for Community Empowerment (ACCE) and Occupy Bernal stood up to Fannie Mae, their slumlord bank, by visiting Fannie Mae’s offices at 50 California Street in San Francisco, California.

Carlos Martinez and his neighbors are fighting to hold Fannie Mae, which owns their home, accountable for deplorable and inhumane conditions at one of their properties in East Oakland. The sinks in their homes flow into buckets that they have to empty themselves! Despite the despicable living conditions, the mortgage giant slumlord is unjustly demanding the tenants pay nearly double in rent.

Betty Davis and Alfred Richardson are homeowners demanding the right to a fair deal loan modification to remain in their San Francisco homes.

Fannie Mae must treat tenants, homeowners, and communities fairly and be held accountable for their actions! We left bottles of waste water from the building they own to show them what their tenants have have to deal with.

Wells Fargo Loan Modification Policies

Wells Fargo has internal loan modification policies with a “waterfall” component designed so they can squeeze the maximum cash or property out of their customers (click on documents to see larger versions).

Long term (1 year+) modification programs for Wells Fargo-owned loans:

Modification programs for loans serviced by Wells Fargo:

Long term (1 year+) modification programs for GSE, FHA and VA loans (Owner occupied primary residence):

Long term (1 year+) modification programs for GSE, FHA and VA loans (Owner occupied primary residence, second homes, and investment properties):

Bank of America Dual Tracks, Evicts Mom While She’s Visiting Son in Military Hospital

Lilly Washington of Phoenix, Arizona, is suing Bank of America and Fannie Mae for foreclosing on and evicting her during a trial loan modification after they wrote her that they “will await your return so that we can finish the loan modification process” before she left to visit her son at a military hospital in Germany.

Link: Fox News Article